GATOR LENDING
Are you looking to get started in real estate investing without any money, only to find out you need to put down an earnest money deposit to secure the deal and 20% of the purchase price to close escrow? We’ve got you covered!
Don’t forget to download Pace Morby’s FREE purchase contract template. This contract cost Pace $3,200 to make and it protects the EMD and ensures your contract is assignable.
A New Way to Build Your REI Portfolio
“Gator lending is a relatively new term in the world of real estate investment. By helping you reach a short-term return, we help you make the most out of your money. Ready to get started in investing?”
Gator lending is just a single option to explore with our team. When you partner with our team, we focus on building a relationship that benefits us both. We aim to add value to your investments and are ready to prove our commitment.
Let us help you get the deal closed and build a more robust investment portfolio. Get in touch today to see how we can help you!
Pacific Blue Homes can provide Lending to Wholesalers and Fix & Flippers who need help with their Earnest Money Deposit, Down Payments or other short term loans for their projects.
Gator Lending offers transactional financing to help get that property under contract. Flash funding, same-day funds, ABC funding, or one-day bridge loan – whatever you call it, we provide a service for the real estate industry to help you fund and lock in your deal. New to real estate? We can help with earnest money, deposits and rehab costs. We’ve got you covered. No matter the creative transaction, we have the answer.
PROVIDING SHORT TERM LOANS FOR:
Earnest Money Deposit
Earnest Money Deposit (EMD) is usuallv the first roadblock for most new & experienced wholesalers. We got you covered!
Down Payments
The required down payments can be 10% - 20% of the purchase price. We got you covered!
Rehab Costs
We can fund your rehab costs to get you through your project from A-Z. We got you covered!
Joint Venture Partnership
We can partner with you to ensure everything runs smoothy and you get to spend more time getting more deals. We work hard for your success.
Why partner with Pacific Blue Homes?
Reliable, Flexible Solutions
We strive to find the solutions investors need to make deals happen. So call us today to brainstorm a personalized solution to your unique situation.
Lightning Fast Funding
We know how quickly these deals can change, so we strive to close as fast as possible.
No Junk Fees
Unlike many lenders, we don’t charge upfront fees for applications, appraisals, or underwriting.
FILL OUT THE FORM BELOW TO GET
FUNDING FOR YOUR NEXT DEAL NOW?
Frequently Asked Questions
There are no set terms and no deal is the same. Once we have all of the particulars of your deal we then will work on terms that are beneficial to all parties.
ALL loans will be sent directly to the Title Company or Closing Escrow Attorney. UNDER NO CIRCUMSTANCES will and loans be wired to any person or company direct so please do not ask.
Our normal process time is 5 business days but in Real Estate we know time is of the essence so the sooner we get what we need the sooner we can fund. We can fund as quick as 2 days for new loans and sooner for those who we have worked with in the past.
As mentioned earlier, each deal is different and our micro lending is based on a flat compensation and not interest rates.
We typically fund micro loans such as EMD (Earnest Money Deposits), Down Payments and Rehab Costs but let’s talk and see what your needs are, we have resources in all REI lending options.
Key Points:
● This is not a loan—instead, we joint venture with you and bring EMD to the deal for a fee.
● Time is of the essence. The sooner you reach out for EMD the more likely we can help. We may not be able to fund if you are already more than halfway into your inspection period with no buyer.
● We may need to use a Transaction Coordinator. If needed the feesvwill be paid by the borrower.
● We structure our agreement so that we do not lose money even if your deal falls through. Certain paperwork is required to protect our loans as well as you. Don’t forget to download Pace Morby’s FREE purchase contract template. This contract cost Pace $3,200 to make and it protects the EMD and ensures your contract is assignable.
● A Non-refundable deposit ($250 min) covers wires, other fees and the cost of having our money tied up in the deal. If the deal closes, the deposit goes toward what we are owed.
● We want to help you, so communication is critical. We will require information like the purchase contract in order to underwrite the opportunity. Without the required information, we cannot fund.
● There will be additional documents needed, like our JV agreement as well as escrow instructions related to repayment of the EMD + fee.
● 30 days max is the usual timeframe. Longer than this can be discussed.
We lend in all States within the USA. We do not do any international lending.
We do not charge you any fees to discuss your situation and once we agree to terms for your needs we then will sign all the required documents in order for us to be able to fund your deal.
ABSOLUTELY 100%! Your privacy is of the utmost importance to us. Any information you provide is completely confidential! If you want to deal with a reliable, reputable company who will treat you with professionalism, understanding, and respect – YOU HAVE COME TO THE RIGHT PLACE!